Financial Fitness

When you hear the word fitness do you tend to think of physical fitness? You can have a goal to be financially fit as well and you can use some of the same approaches as you would for phyiscal fitness. Here are some of my ideas for financial fitness:

1) Being lean can be a choice. It does not mean you are sickly or lacking. Instead enjoy savoring what you have, and feel full and complete. With food and spending if you never feel satisfied you are lead to over consuming; which is not healthy. Feeling full, or complete comes from making the right choices. For example you may need a car but do you need an expensive one? High end products are satisfying more than basic needs so make sure you understand why you are making your decision and then move forward. Having an expensive car is fine if you can afford it and understand you are satisfying other needs such as acceptance, prestigue or comfort to name a few.

2) Instead of counting calories watch every penny. Budget and stick to it whenever possible. Don't be implusive.

3) Flex your financial muscle. Just like building muscles in your body it takes repetitive behaviors to get good results.

4) Continue to learn. Read or watch shows where the experts give you advice. I like Suzie Orman and Clark Howard (on Headline News). I'm not a financial expert and like simple, logical advice.

5) Come up with goals and then save for them. If you want purchase a copy of my book Four Steps to a Better Life for $9.95. Create a plan first. It's motivating and provides focus. For more information go to http://www.gallaghersolutions.com/book.html.

6) Whenever possible save then buy. If you are mad at big business and banks for past indiscresions then don't continue to support them. Plus psychologically it's harder to pay for things you already have so you may be more likely to instead shift your focus to the next thing you want and your debt will only grow.